Terms & Conditions

Effective Date: 9th July 2025

Welcome to BimaBharadwaj.in. By accessing or using this website, you agree to be bound by the following Terms and Conditions. Please read them carefully before using our services.


1. Acceptance of Terms

By using BimaBharadwaj.in ("Website", "we", "our", "us"), you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.


2. Description of Services

BimaBharadwaj.in provides users with information, consultation, and comparison services related to insurance products including but not limited to life, health, motor, and general insurance. We may also facilitate the purchase or renewal of insurance policies through third-party insurers.


3. No Insurance or Financial Advice

The content on this website is for informational purposes only and does not constitute professional insurance or financial advice. You should consult directly with licensed insurance providers or financial advisors before making any decisions.


4. User Responsibilities

You agree not to use this website:

  • For any unlawful, harmful, or fraudulent activity.

  • To interfere with the operation of the website or disrupt its infrastructure.

  • To upload or transmit viruses, malware, or harmful code.

  • To impersonate any person or entity or provide false information.


5. Third-Party Links

Our website may contain links to third-party websites or services. BimaBharadwaj.in is not responsible for the content, accuracy, or privacy practices of those third-party websites. Accessing those links is at your own risk.


6. Intellectual Property

All content, trademarks, logos, graphics, and software on this website are the property of BimaBharadwaj.in or its licensors and are protected under applicable intellectual property laws. Unauthorized use of any material is strictly prohibited.


7. Disclaimer of Warranties

The services and content on this website are provided "as is" and "as available" without warranties of any kind. We do not guarantee the accuracy, reliability, or availability of the website or its content. Read our Disclaimer here.


8. Limitation of Liability

In no event shall BimaBharadwaj.in or its partners, affiliates, or employees be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the website.


9. Privacy Policy

Please refer to our Privacy Policy here, for details on how we collect, use, and protect your personal information.


10. Modifications

We reserve the right to change, modify, or update these Terms & Conditions at any time without prior notice. Continued use of the website following changes constitutes your acceptance of the new terms.


11. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in [Your City/State].


12. Contact Us

For any questions about these Terms & Conditions, please contact:

BimaBharadwaj.in
Email: bimabharadwaj@gmail.com

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