Skip to main content

Bima Bharadwaj - Reviewing Indian Insurance Landscape

General (Non Life) Insurance: Health, Motor, PA, etc.

Search This Blog

Posts

Top 5 Health Insurance Companies for Software Engineers in India [2025]

on July 27, 2025

Get link
Facebook
X
Pinterest
Email
Other Apps

Why Do Health Insurance Claims Get Rejected? Top 7 Mistakes to Avoid

on July 23, 2025

Get link
Facebook
X
Pinterest
Email
Other Apps

How to Port Your Existing Corporate Health Insurance After Job Change in India [2025 Guide]

on July 20, 2025

Get link
Facebook
X
Pinterest
Email
Other Apps

Waiting Period in Health Insurance: Meaning, Types & Plans with Low or Zero Waiting Period in India (2025)

on July 19, 2025

Get link
Facebook
X
Pinterest
Email
Other Apps

Health Insurance with Zero Waiting Period – Best Plans for Tech Employees in India [2025]

on July 18, 2025

Get link
Facebook
X
Pinterest
Email
Other Apps

Blog by: Bharadwaj Sharma

Studied Fellowship in Insurance (FIII). Diploma in Health Insurance. Working as Insurance Risk Manager in General (Non Life) Insurance Industry.

Bharadwaj Sharma

Report Abuse

Popular on this Blog

Health Insurance with Zero Waiting Period – Best Plans for Tech Employees in India [2025]

Most commonly heard term when it comes to health insurance is waiting period. It is the period during which claims of certain diseases / disorders are not allowed (may extend 1 to 4 years). For software developers, tech consultants and IT analysts who switch jobs frequently or those who work as freelancers, zero waiting period health insurance is a game-changer. It provides immediate access to coverage for pre-existing diseases (PEDs), or addons like maternity, OPD, and critical illnesses—without the usual wait period of 2–4 years. In this ultimate guide, we will explore the best health insurance plans in India which come with zero waiting period or have significantly reduced waiting times, suits perfect for tech professionals who value speed, protection, along with peace of mind. Read here to know best health insurance plans for IT professionals in India . What is Waiting Period in Health Insurance? A waiting period is the time policy holder must wait after buying a...

Best Family Floater Plans for Married IT Professionals in India [2025 Mega Guide]

For married IT professionals in India, health insurance isn’t just an option—it’s a necessity. With ever rising healthcare costs, huge work & family stress, erratic work hours, and mostly sedentary lifestyle, ensuring financial protection for both partners (and children & parents) is mandatory. Family floater plans are tailor-made for dual-income IT couples looking for comprehensive, flexible, and tax-efficient health coverage. We will also talk about family floater plans for single income married IT Professionals that can provide good coverage for entire family. This in-depth guide for 2025 explores the best family floater plans available in India, explains their key features & differences, and provides strategic advice to help software engineers, analysts, tech leads, and IT managers make smart insurance decisions. What is a Family Floater Health Insurance Plan? A family floater plan is a single health insurance policy that covers multiple members of a...

Best Health Insurance Plans for IT Professionals in India [2025]

Discover top 7 health insurance plans for IT professionals in India for 2025. Compare features, coverage, and choose the right plan for your software lifestyle keeping in view low job security. The Indian IT industry is providing food to millions of professionals who often enjoy corporate health coverage. Directly or indirectly millions are employed in this sector. Why personal health insurance is needed even though corporate coverage is available? · Ever increasing costs of medical care, · fast changing lifestyle-related health issues, and · limitations of employer-provided insurance In this detailed guide, let’s explore the best health insurance plans suitable for IT professionals in India in 2025, compare their features, which help you make an informed decision based on your unique lifestyle, corporate offerings, and financ...

Top 5 Health Insurance Companies for Software Engineers in India [2025]

As a software engineer or an IT employee in India, your lifestyle demands wide coverage, reliable and tech-friendly health insurance. IT jobs are already demanding, select a good health insurance, at least there will be peace of mind with regard to health protection. Long screen hours, sedentary working style, high stress levels, and regular travel (for some profiles) require plans that go beyond basic hospitalization. Here in this article, we discuss the top 5 health insurance companies in India, particularly suitable for software engineers, based on affordability, features, customer-centric plans, claims reviews, network hospitals, and customer service in 2025. Selection Criteria for Software Engineers To make this list, we evaluated insurance companies based on the following: Most imp factor: Claim Settlement Ratio (CSR) Addons/riders like OPD, Mental Health, Maternity, and Critical Illness Riders Most relevant factor: Digital Support (apps, telemedic...

Corporate vs Individual Health Insurance – Which is Better for Indian IT Employees?

IT professionals in India often enjoy corporate health insurance as part of their salary package. This is one thing management shows proudly in their CTC. However, company-provided coverage is just a convenience and often also raises an important question: is it enough? In an age of rising medical costs, working in IT industry that is infamous for job volatility, and evolving lifestyle diseases, specifically stress-borne issues like blood pressure and diabetes, relying solely on employer-provided coverage means, you are taking a big risk. Comparing corporate and individual health insurance plans to help understand IT employees choose the right path in 2025 and beyond. What Is Corporate Health Insurance? Corporate (generally, group policies) health insurance is a plan availed by your employer (from insurance company) to covers you, and often your family, during your employment with them. Employers will take a group policy to cover all their employees, their families in ord...

Home
About
Privacy Policy
Disclaimer
Terms & Conditions
Contact

Powered by Blogger

©BimaBharadwaj.in