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General (Non Life) Insurance: Health, Motor, PA, etc.

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Waiting Period in Health Insurance: Meaning, Types & Plans with Low or Zero Waiting Period in India (2025)

on July 19, 2025

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Health Insurance with Zero Waiting Period – Best Plans for Tech Employees in India [2025]

on July 18, 2025

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How Much Health Insurance Coverage Do IT Employees Need in 2025? [Complete Breakdown]

on July 17, 2025

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Group Insurance vs Buying Retail Health Policy Online – Which Is Better for Software Engineers? [2025 Guide]

on July 16, 2025

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Blog by: Bharadwaj Sharma

Studied Fellowship in Insurance (FIII). Diploma in Health Insurance. Working as Insurance Risk Manager in General (Non Life) Insurance Industry.

Bharadwaj Sharma

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Best Health Insurance Plans for IT Professionals in India [2025]

Discover top 7 health insurance plans for IT professionals in India for 2025. Compare features, coverage, and choose the right plan for your software lifestyle keeping in view low job security. The Indian IT industry is providing food to millions of professionals who often enjoy corporate health coverage. Directly or indirectly millions are employed in this sector. Why personal health insurance is needed even though corporate coverage is available? · Ever increasing costs of medical care, · fast changing lifestyle-related health issues, and · limitations of employer-provided insurance In this detailed guide, let’s explore the best health insurance plans suitable for IT professionals in India in 2025, compare their features, which help you make an informed decision based on your unique lifestyle, corporate offerings, and financ...

Best Family Floater Plans for Married IT Professionals in India [2025 Mega Guide]

For married IT professionals in India, health insurance isn’t just an option—it’s a necessity. With ever rising healthcare costs, huge work & family stress, erratic work hours, and mostly sedentary lifestyle, ensuring financial protection for both partners (and children & parents) is mandatory. Family floater plans are tailor-made for dual-income IT couples looking for comprehensive, flexible, and tax-efficient health coverage. We will also talk about family floater plans for single income married IT Professionals that can provide good coverage for entire family. This in-depth guide for 2025 explores the best family floater plans available in India, explains their key features & differences, and provides strategic advice to help software engineers, analysts, tech leads, and IT managers make smart insurance decisions. What is a Family Floater Health Insurance Plan? A family floater plan is a single health insurance policy that covers multiple members of a...

Corporate vs Individual Health Insurance – Which is Better for Indian IT Employees?

IT professionals in India often enjoy corporate health insurance as part of their salary package. This is one thing management shows proudly in their CTC. However, company-provided coverage is just a convenience and often also raises an important question: is it enough? In an age of rising medical costs, working in IT industry that is infamous for job volatility, and evolving lifestyle diseases, specifically stress-borne issues like blood pressure and diabetes, relying solely on employer-provided coverage means, you are taking a big risk. Comparing corporate and individual health insurance plans to help understand IT employees choose the right path in 2025 and beyond. What Is Corporate Health Insurance? Corporate (generally, group policies) health insurance is a plan availed by your employer (from insurance company) to covers you, and often your family, during your employment with them. Employers will take a group policy to cover all their employees, their families in ord...

My Health Claim is Rejected: What to Do Now?

What to Do When Your Health Insurance Claim is Rejected in India “Is your health insurance claim unexpectedly rejected? Don't worry —here’s a clear step-by-step guide to help you get things back on track.” Receiving a health insurance claim rejection during a medical emergency can be distressing. Such claim repudiation might be due to multiple reasons or shortfalls. This in-depth guide will help you in understanding how to deal with such challenging situation. Step 1: Understanding the Reason for Rejection First, find out the reason for your health insurance claim rejection in writing. Insurance companies are obliged by IRDAI to give the reason for rejection in writing. Get the rejection letter and get it explained by the officials or your agent. Step 2: Know the Role of the TPA Role of TPA is to process the claim but it can't repudiate a claim. It will send its observations, assessment, documents and recommendations for the insurer to take a decision on rejection and commun...

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